@jeanne-mayell - Yes, the university system is a "racket", a concept I have believed for many years. Even my own alma mater, Oregon State University is an example. The newest president after only a few months has resigned to avoid inspection into his own scandal from previous post. Even with all the evidence the university will pay him a severance package over half a million. Makes me not respect these people. https://www.seattletimes.com/nation-world/nation/oregon-state-president-out-for-handling-of-cases-at-lsu/
@jeanne-mayell I got my Bachelor's degree without debt as I attended a local public college. Owing to no more than $5,000 in federal loans is safer than $10,000, including private loans. Doing civil service can help with the repayment process. The yearly income of $40,000-$60,000 helps a person save extra money to make additional payments towards the outstanding principal.
I really hope we get total student loan forgiveness. I came from a poor working class family, my mom died when I was 8 from alcoholism, my father was never in the picture. My family is a bunch of addicts. The only way I could get myself out of that was to go to school, which meant total reliance on loans. I have ADHD so I couldn't work while going to school. I ended up going to grad school to get my MA in art therapy and counseling and had to live at home and the only school here that had that degree was a private school, so tuition was astronomical. I have close to $200,000 in loans and as a therapist, I make so little. It's ridiculous. I don't qualify for the 10 year loan forgiveness because I am in private practice. $10,000 will do nothing for my loans, hell $50,000 won't do anything for it either.
@jeanne-mayell pretty much what happened to me, except I applied for Scholarships but never received them. Yet I watched privileged girls I went to school with who have both their parents and an easy life get scholarships. The whole system is unfair.